Incorporated in 1925, Oakland Park was actually originally named Floranada (a combination of Florida and Canada) for a period of about four years before it was renamed Oakland Park. The city was forced into bankruptcy after the hurricane of 1926 so when the municipality was reincorporated, residents of the city voted on the name that still stands today. The name was derived from the massive oak trees that lined the Middle River. Now a prosperous and diverse commuter community, Oakland Park is currently bisected by The Florida East Coast Railway making this another efficient commuter community of South Florida.
Managing cost on an auto insurance policy is something that all customers in Oakland Park are always looking to do. In Oakland Park, the average person is paying about $228 per month for auto insurance. Coverage levels do vary but you need to make sure that you are protecting your assets while simultaneously making sure your auto insurance premium doesn’t become too costly. This type of balance isn’t always easy to obtain but with a little patience and a knowledgeable agent that you trust, you can be sure you are getting what you need without breaking the bank.
Many ways that you can get lower auto insurance in Oakland Park are things that are not frequently thought of or just seem downright daunting. With that in mind, Advantage Plus prides itself on taking on that burden for you. Here are a few examples of how you can do your part to protect your wallet and make sure you have the best rate possible:
Shop around – Listen, we understand that everyone has their own life and that work, commitments, family etc can eat up a lot of time so who has or wants to use the time to search around for auto insurance rates? As your agent, we take this process out of your hands and handle it for you. We have partnered with NINE different auto insurance providers to provide you the best options when choosing the policy that’s right for you. Many of the ones we have relationships with have ‘A’ ratings on A.M. Best if you’re looking for the best possible service and we also have other options for those of you with a firm budget. Whatever your needs may be, we’ve got you covered.
Pay in advance – This is very simple and can result in significant savings if you have the ability to pay your auto insurance premium in full at the beginning of the policy term. Companies will not only give you a discount but they also eliminate any fees that they assess on their policies and the savings can amount to hundreds of dollars in some cases. If you are not in a position to do that, at very minimum set up your monthly installments on autopay as that is a sure fire way to get savings and be sure that you don’t miss any payments.
Telematics – This is not an option for every provider, but some do offer telematics tracking through either a device install or an application that you download on your phone. This allows the company to track your driving habits to get a more personalized view of you specifically. These will typically earn you a discount to a varying degree upon the inception of the policy. This gives you the opportunity to either earn more discounts with safe driving or potentially lose discounts if your driving habits are unfavorable in the eyes of the company. It’s important to be honest with yourself because your habits will ultimately determine how your rate develops over not only the life of your current policy but also for the ones you have going forward.
What does this mean for you? It means give us a call and let one of our auto insurance agents in Oakland Park do the heavy lifting for you. Here at Advantage Plus Insurance, we have licensed professionals to help guide you through every step of the auto insurance buying process. From hearing and understanding your needs to assessing the best options for you in terms of coverage and cost, we’re with you every step of the way. We realize the best thing we can provide for you is trust which is why you’re treated as part of our family. All of the stress you would normally associate with this process goes out the window as we strive to provide the smoothest experience in your area.
So what are you waiting for? Give us a call today and become part of the Advantage Plus family!