Boca Raton, or as it was originally spelled “Bocaratone” was incorporated in 1924 and in 1925 adopted the current spelling of its name. Like many other cities in the area, Boca Raton experienced exponential growth during the Florida land boom of the 1920’s in a time in which several investors were interested in turning Boca Raton into a resort town. In fact, the Ritz-Carlton Cloister Inn was built in 1926 and later named the Boca Raton Resort & Club and is one of the only 5 Star hotels located in Florida. The resort added its “pink tower” in 1969 which is visible from miles away and serves as a towering monument to the Intercoastal Waterway.
After World War II, Boca Raton experienced population growth like much of South Florida however when IBM moved to the area and began construction of its main complex in 1967, the area was now a prime destination for those seeking to work for this behemoth of an IT company. In the wake of this and an explosion of development overall, Boca Raton experienced some decay that it was able to overcome and revitalize in the 1990’s. A home for many Floridians and transplants from elsewhere in the United States, Boca Raton is now one of the more desirable areas for people to live in South Florida.
Managing cost on an auto insurance policy in Boca Raton is something that all customers are always looking to do. In Boca Raton, the average person is paying around $246 per month for auto insurance. Coverage levels do vary, but you need to make sure that you are protecting your assets while simultaneously making sure your premium doesn’t become too costly. This type of balance isn’t always easy to obtain but with a little patience and a knowledgeable agent that you trust, you can be sure you are getting what you need without breaking the bank.
There are an array of ways that you can get lower insurance and these are things that are not frequently thought of or just seem like a bit of a drag. With that in mind, Advantage Plus prides itself on taking on that burden for you. Here are a few examples of how you can do your part to protect your wallet and make sure you have the best auto insurance rate possible in Boca Raton.
Shop around – Life can get pretty hectic and we understand that work, commitments, family etc can eat up a lot of time. So who has or wants to use the time to search around for insurance rates? As your auto insurance agent in Boca Raton, we take this process out of your hands and handle it for you. We have partnered with NINE different auto insurance providers to make sure you have the best options when choosing the policy that’s right for you. Many of the ones we have relationships with have ‘A’ ratings on A.M. Best which means if you’re looking for the best possible service, we’ve got you covered. We also have other options for those of you with a firm budget that aren’t looking to break the bank. Whatever your needs may be, we’ve got you covered.
Raise your deductibles – This is one of the more common ways to reduce premiums so if you are okay with coming out of pocket a little more should an incident arise, raising your deductibles will ultimately lower how much you pay for your premium. Auto insurance in Boca Raton can sometimes get a bit pricey so every penny counts. Just make sure you are truthful with yourself though and be sure that the amount that you select for your deductible is manageable for you in the event that a loss should occur.
Pay in advance – Assuming you are in a position to be able to lay the money out at the beginning of the term, this is very simple and can result in significant savings. Companies will not only give you a discount but they also eliminate any fees that they assess on their policies and the savings can amount to hundreds of dollars in some cases. If you are not in a position to do that, at very minimum set up your monthly installments on autopay as that will earn you a bit of a discount as well.
Telematics – This is not an option for every provider, but some do offer telematics tracking through either a device install or an application that you download on your phone. This allows the company to track your driving habits to get a more personalized view of you specifically. These will typically earn you a discount to a varying degree upon the inception of the policy. This gives you the opportunity to either earn more discounts with safe driving or potentially lose discounts if your driving habits are unfavorable in the eyes of the company. It’s important to be honest with yourself because your habits will ultimately determine how your rate develops over not only the life of your current policy but also for the ones you have going forward.
What does this mean for you? It means give us a call and let one of our auto insurance agents in Boca Raton do the heavy lifting for you. Our licensed professionals are here to help guide you through every step of the insurance buying process. From hearing and understanding your needs to assessing the best options for you in terms of coverage and cost, we’re with you every step of the way. We realize the best thing we can provide for you is trust which is why with us you’re treated as part of our family. All of the stress you would normally associate with this process goes out the window as we strive to provide the smoothest experience in your area.
So what are you waiting for? Give us a call today and become part of the Advantage Plus family!